KBP Cares, our Employee Assistance Program
KBP Cares was created to assist our employees or eligible dependents who are experiencing a financial hardship and are unable to afford housing, necessary utilities, and other basic living needs because of a natural disaster, life-threatening illness or injury; death or other catastrophic or extreme circumstances that are unexpected, unavoidable and beyond the employee’s control.
- The KBP employee must be actively employed or on an approved leave of absence for no more than six months to be eligible for a grant from KBP Cares.
- In the case of a death of an employee, then the surviving spouse or eligible dependent of the employee may apply.
An employee may apply for assistance no more than four (4) times within a 12-month period and receive assistance no more than twice (2) in a 12-month period. An employee may only receive assistance for a specific qualifying event one (1) time in that 12- month period.
- Your spouse or domestic partner (an adult w/ whom you are in an ongoing and committed spouse like relationship, regardless of gender. You live with this person, share the bills and combine your income.)
- Minor children
Other immediate family that you are financially responsible
Grants will be made directly to vendors as bill payments. Exceptions may be granted at the discretion of the Allocation Committee for Natural Disaster hardship. The maximum grant amount is $5,000. However, most grants will be less and will be at the discretion of the Allocation Committee.
Qualifications for a Grant: To qualify for this program and receive grant assistance you must meet certain requirements:
- To qualify for this program and receive grant assistance you must meet certain requirements
- You must meet the KBP Cares employment requirements at either KBP Foods or KBP Cafés outlined above
- You must be experiencing a financial hardship that affects your ability to pay for basic living needs that were caused by one of the 4 qualified incidences identified below.
- The qualifying incident and/ or financial hardship must have happened within the past 120 days.
“Qualified Incidences:” – They are unexpected and unavoidable circumstances that are out of the control of the employee that has created a financial hardship. These circumstances are one-time events that cause you to spend your mortgage, rent, or utility money on unexpected expenses.
5. Your situation MUST fall into one of these two categories:
1. Disaster Relief Assistance: (…any catastrophic event caused by nature or Fire) For situations such as severe storms, lightning strikes, winter storms, hurricanes, and floods that have damaged or destroyed the employee’s primary residence. KBP Cares cannot pay to repair employee’s second homes, free-standing garages, sheds or rental property and cannot pay to replace non-essential items. Legible photographs or insurance reports may be required.
2. Emergency Hardship Assistance:
- Life-Threatening or Serious Illness or Injury: For the employee, spouse and eligible dependent(s). The KBP Cares Assistance Program is not a substitute for medical insurance and employees do not automatically qualify for a grant when they, or their dependents, are diagnosed with or suffer a life-threatening or serious illness or injury. There must be resulting financial need including to pay basic living expenses. Legible Doctor confirmation or medical documentation will be required.
- Death incident: This can be your death, spouse, domestic partner or eligible dependents(s). The loss of income or the cost of funeral expenses or medical bills must prevent an employee or the employee’s family from affording basic living expenses. KBP Cares cannot pay for travel to funerals, caskets, grave markers or other funeral expenses. KBP Cares understands that death in the family is a very difficult and tragic incident. The death of a parent or sibling may fall on the shoulders of our employees. KBP Cares will consider these incidences and work on them on a case by case basis.
- Catastrophic or Extreme Circumstances: This includes but is not limited to, fire, a major home damage that could not be prevented, a serious crime against the employee (robbery, arson, domestic abuse, assault, or another reportable crime) that impacts the ability to afford basic needs. Catastrophic or extreme circumstances do not include: reduced work hours or pay, credit card bills, home foreclosure, car repair, or accumulated financial distress. Police, fire or another official incident report may be required.
KBP Cares Grants are only to help with limited types of necessary and essential living expenses, which are:
- Rent, mortgage or other housing payments
- Temporary housing and security deposits for new housing
- Necessary Utility Bills (electricity, water, heat, etc.)
- Medical expenses (bills/ premiums), not eligible for reimbursement or covered by insurance
- Minor home repairs needed to maintain home safety if you own the home.
Grants cannot be made to pay for other expenses such as:
- Loss of household income because of a cutback in hours or overtime, the loss of a job, a divorce/ separation or the loss of child support.
- Legal fees
- Non-essential utilities (cable, phone, etc.)
- Car payments/ vehicle purchases or repairs
- Furniture, appliances, electronics
- Grave markers
- Credit card debt and accumulated financial issues
- Accidental damages due to negligence
- Home foreclosures or short sales
- Expenses incurred due to lack of homeowners insurance
- Accumulated financial distress that results in your not having enough income to cover your regular monthly bills. KBP Care’s grants aren’t available to resolve ongoing general financial problems.
- Wage garnishments, disconnection notices or eviction notices. These are results of a financial hardship, not the cause. Instead, your application for assistance needs to describe what happened that prevented you from paying these bills.
- College Tuition or Educational Expenses **KBP Cares will provide assistance for expenses that aren’t eligible for reimbursement under medical or homeowners insurance, KBP cares is not a replacement for insurance. If you don’t have insurance, employees should make a good faith effort to obtain insurance. The same is true for Homeowner’s insurance and renter’s insurance. KBP cares will assist employees with deductibles and items that aren’t reimbursed through those insurance plans. KBP Employees will need to make a good faith effort to obtain Homeowners and Renter’s Insurance in order to be eligible to receive future grants from KBP Cares.
** The Process to Receive a KBP Cares Grant:
- Go to www.KBPCares.com and fill out an application. Review the eligibility requirements above and choose a qualifying incident. All sections must be filled out entirely and truthfully.
- Your employment with KBP Foods or KBP Cafes will be verified.
- After you submit your application, the KBP Cares Advocate will review it and call you to go over your application.
- You will need to include proof of the qualifying incident (see each incident described above) and copies of bills or invoices for which you are requesting payment assistance. You will be asked to verify balances in your checking and/or savings accounts. All copies of documentation must be legible. Collect and submit all needed documentation.
- Your Advocate will submit your application and all of your documentation and a summary to the Allocation Committee along with the bills that you need to have KBP Cares pay due to the hardship you’ve endured.
- The Allocation Committee will review your application. If there is any question your advocate will be in touch with you.
- Your Advocate will be in contact with you to let you know if your grant has been approved.
- If approved, payments will be made to your vendors.